Cigna Employee Portal

Click here to access your MyCigna account.

  • View Claims

  • Print ID Card

  • Manage Benefits

Find a Doctor

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  • Submit a claim

  • Consult past claims and track the status of pending claims

  • Search for a doctor, hospital or

  • Consult your benefits

Avoiding Surcharges

Avoiding the Wellness Surcharge

Earn 100 points in the MotivateMe incentive program by 12/31/2022.

See below MotiveMe incentive Program for more details and click here for the MotivateMe presentation!

This surcharge applies when a working spouse,who has the option to elect health coverage from his or her employer and has declined the coverage and is enrolled in Gerber's health plan.

MotivateMe Incentive Program

Earn points towards avoiding the wellness surcharge and towards HSA/FSA contributions in 2023 by completing pre-approved activities by 12/31/2022 . Keep track of your progress in your employee portal on Cigna's website.

**Note: this program only applies to employees and spouses enrolled in Gerber's medical plan**


Employee

  • First 100 points is applied to avoiding the wellness surcharge

  • Second 100 points earns a $300 contribution to the HSA/FSA.

Spouse

  • First 100 points earns a $150 contribution to the HSA/FSA.

  • Second 100 points earns an additional $150 contribution to the HSA/FSA.


How do I earn points towards the MotivateMe incentive program?

  • Complete a Risk Assessment on MyCigna.com- 50 points

  • Get a Biometric Screening- 50 points

  • Annual Physical or OB/GYN Preventative Exam (points only count towards one)- 75 points

  • Complete 9 lessons of the 16 week Omada program- 25 points

  • Complete up to one online coaching program on MyCigna.com- 25 points

  • Participate in up to two Cigna fitness challenges. Walking challenges will be offered in the Spring and Fall - 25 points each


Understanding your Explanation of Benefits (EOB)

What is an Explanation of Benefits?

An EOB is a statement from your health insurance plan describing what costs it will cover for medical care or products you’ve received. The EOB is generated when your provider submits a claim for the services you received.

The insurance company sends you EOBs to help make clear:

  • The cost of the care you received

  • Any money you saved by visiting in-network providers

  • Any out-of-pocket medical expenses you’ll be responsible for

How do EOBs work?

  • A health care provider will bill your insurance company after you’ve received your care. Then you’ll receive an EOB. Later, you may receive a separate bill for the amount you may owe. This bill will include instructions on who to direct the payment to--either a health care provider or your health insurance company.

  • EOBs are a tool for showing you the value of your health insurance plan. You see the cost of the services you received and the savings your plan helped you achieve. EOBs also help you gauge how much money you may have left in accounts related to your plan. For some plans, EOBs also show you how close you may be to meeting your annual deductible. Once your deductible is met, your plan begins to help you pay for services.

Cigna Resources

Hearing Equipment

Call Amplifon at 1 (877) 806-7062

SafeGuard RX

Driving down costs for complex, costly conditions

Click here to read more!