Basic Life Insurance
Basic Life Insurance
100% paid by Gerber
Make sure dependent spouse and child(ren) are added as dependents in ADP in order to be enrolled in these benefits.
Click here for a guide to adding dependents in ADP.
100% paid by Gerber
Make sure dependent spouse and child(ren) are added as dependents in ADP in order to be enrolled in these benefits.
Click here for a guide to adding dependents in ADP.
2x annual earnings (excluding bonus and OT)
Max: $1,500,000*
*Medical underwriting required for amounts over $1,000,000
$5,0000 benefit for spouse
$2,000 benefit
Unmarried child dependents up to age 26
Purchase in increments of $10,000 up to $1,000,000 not to exceed 5 times the employee base salary*
*Evidence of Insurability (EOI) may be required
Purchase in increments of $5,000 to $250,000 but not to exceed 50% of Employee Supplemental Coverage*
*Evidence of Insurability (EOI) may be required
Purchase in increments of $2,000 to $10,000 but not to exceed 50% of Employee Supplemental Coverage*
*No evidence of insurability required
You will need to complete an EOI, Evidence of Insurability, if you answered YES to any of these questions:
I am not currently enrolled in supplemental life, but am choosing to enroll for 2021
I am increasing my supplemental life coverage by more than $50,000
I am increasing my supplemental life coverage over $300,000
Note: New hires in their new hire enrollment will not have to complete an EOI for employee supplemental coverage under $300,000
Your spouse will need to complete an EOI, medical certification, if you answered YES to any of these questions:
My spouse is not currently covered under Gerber's supplemental life, but I am choosing to enroll for 2021
I am increasing supplemental coverage over $25,000.
Note: New hires in their new hire enrollment will not have to complete an EOI for supplemental spouse coverage under $25,000
100% Gerber Paid
2x annual earnings (excluding bonus and OT)
Max: $1,500,000*
*Medical underwriting required for amounts over $1,000,000
Purchased in increments of $10,000 up to $1,000,000 for you or your family.
*Medical underwriting not required
100% paid by Gerber
Benefit Amount: 100% of weekly earnings for the first 4 weeks and then 75% of weekly earnings for weeks 5-26 minus other income benefits up to $2,500
Waiting Period: 0 days for accident; 7 days for illness
Duration: Up to 26 weeks
Use the Prudential disability claim guide to file a claim for short term disability.
100% Paid by Gerber
Benefit Amount: 60% of monthly earnings up to $20,000 max.
Waiting Period: 180 days
Use the Prudential disability claim guide to file a claim for long term disability.